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Friday, November 27, 2009

Real Estate Accounting - Manage the Finance in Real Estate Efficiently

If there were any pessimists in the real estate markets, they are being proven wrong. As the prices continued to mount on in the recent years, these pessimists forecasted an explosion and tumbling of the industry. They were about to recount the big margin losses of the sector in 1980s and 1990s. But as the real estate capitalization rates remaining high, we come to a conclusion that it is just a mythical bubble and not realistic!

As the sector is becoming competitive the accounting practices involved with the real estate is also gaining importance. The main points on which the real estate accounting firms must concentrate can be listed as follows.
• A special, integrated approach- The approach while managing the finance must be integrated. The accounting, tax and consulting needs to be specifically taken care of by professionally qualified people.
• Consultancy with a cutting edge - Property management and operations, financial analysis, market risk assessment, financing and structuring, and information technology plays a very important role in the functioning of an organization. These things can provide a big cutting edge to your company, if managed properly.
• High expertise- There should be expertise people who know about the competitor and those who can forecast the trends. The thorough knowledge of the real estate history and the competitor analysis can make the whole difference.
• A 360 degree commitment- There should be a complete commitment to the clients. The relationship that the firm makes with the client is the best part of their business. The customer loyalty is the utmost important thing.

Now let us analyze the services offered by real estate accounting firms. Personal tax services, capital gains, installment sales and individual tax return preparation are prominently done in most of the real estate accounting firms. The operational improvement services, internal control reviews and the compensation programs must be designed carefully in order to make the business run in a smoother way. The audits, reviews, compilations, cost certificates etc are performed at these places. These are very crucial when it comes to get certifications from U.S department of Housing and Urban Development. Evaluation of expert reports and expert testimonials are also reviewed by the professionals in these accounting firms.

When a company gets bigger, its tax implications also get bigger. So preparing the tax returns, entity selection considerations, project analysis, alternative minimum tax issues etc are to be handled in a professional manner. These can be taken care by real estate specialized accounting firms only.

Estate planning, family limited partnerships, gifting strategies, asset transfers, tax credit programs, cash flow analysis and what not: The services list of real estate accounting firms goes endless. But one should be careful in choosing their accounting firm. Just concentrate on the quality of work they do and the quality professional they have. The rest can be history. So with the big boom of real estate industry, the specialized real estate accounting services are also in its form. You can also seek search engine optimization services from outsourcing firms to promote your real estate website.

Alvis Brazma gives advice to business owners about how to manage their business efficiently without any hassles. To know more about Accounting firm USA, Real estate accounting, retail accounting, accounting outsourcing services, small business accounting and accounting help visit www.impacctusa.com

Tuesday, November 17, 2009

LG KF310 Mobile Phone Review: The Sexy Minimalist 3G Mobile Phone Bargain!

Everyone that knows a little about the mobile phone designer and manufacturer LG knows of their reputation for cutting edge technologically advanced and somewhat expensive phone. If you are one of those people then you will undoubtedly expect a high end mobile to be released every year, but that is not always the case. LG have now decided to look at the lower end of the market to satisfy the technophobe and no frills sections of the population. Ladies and gentlemen, meet the LG KF310.
The LG KF310 is a minimalist’s dream. The dynamic slider features sleek, clean cut lines and a stylish black frame around the screen. However, the keypad underneath and back of the phone is a gorgeous silvery white colour that gives the handset a touch of class in addition to the fashionable appearance. If you prefer plain black phones then there is such a version of the LG KF310 handset so the choice is yours. It is easy to handle as well, with dimensions of 94 x 47 x 17mm, and feels light in the hand at just 95g.
Surprisingly, the LG KF310 has none of the fiddly buttons and extra controls that other LG handsets have had in the future, and this is definitely a good thing if you want a basic phone that can do everything apart from confuse you. The control pad on the screen face is easy to use and incredibly responsive, with the buttons on the keypad being just as responsive but very well spaced. It is perfect for chunky fingers
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and is easy enough to use no matter what your prior experience with mobile phones. Delving a little deeper, there are some lovely touches just below the surface of the minimalist LG KF310 handset. Although there are fewer features than you may expect from a handset these days, those that are a part of the phone are accessible and do their jobs well. There is a 2MP camera that takes crisp images, a music player that offers an ability to play most file formats and the connectivity is excellent. With bluetooth, a capable web browser, email client and 3G on board you have plenty of options. There are some minor niggles with the LG KF310 handset though, although most will only bother those that are used to using high specification phones. For example, the 2MP camera does not have a built in auto focus and can be a little dark at night, although the secondary video calling camera function makes up for that. It can take a while to find out where pictures are stored as well because the menu is a little more difficult to navigate than you would expect given the simplicity of the phone. Finally, there appears to be no audio jack. Having pointed out the slight niggles, it is important to point out that the LG KF310 is an entry level 3G phone and so should not be expected to jump through hoops. It does have a memory that is expandable with a microSD card and is perfect for someone that wants a no frills phone for the basics of calling, texting, taking pictures and listening to a few tunes. What more could you ask for?

Saturday, October 31, 2009

EXAMINATION OF TAX TRICKS FACE PRICING IN CONNECTION WITH THE SALE OF REAL ESTATE COMPANIES IN

Tax obligations that arise in the company of Real Estate Tax revenue which includes Corporate Income Tax, Income Tax article 23, Income Tax article 21. Meanwhile, in terms of sales consists of VAT and PPnBM.

In accordance with the subject, the type of tax to be discussed is related to the pricing of basic Income Tax Agency. If there is examination of the extent of taxpayer compliance on income tax payment obligations the Board will always be the main target is to investigate or verify the pricing of goods sold.

In this regard the first to be asked by the fiscus are supporting documents to the values listed in the basic price.

In Real Estate companies that sell units, especially flats or apartment usually occurs before the sale was already completed its own development. In accordance with applicable accounting principles that in the event of a sale of goods, then at the same base price for the goods should also be recognized.

Of course, a question arises, how to determine the cost of goods if all the costs to obtain these goods has not issued? The usual method is a standard cost ..

How to calculate the cost of this method is first to divide all the costs that will be used for construction of apartments, including all facilities like mosque, swimming pools and other facilities with a total area of apartment units .

To facilitate our discussion below is an example: A apartment project ongoing construction obtained following data:

DEVELOPMENT COST BUDGET TOTAL (USD)
  1. 1 Land Purchase Cost 150,000,000,000
  2. 2 Cost of Land & foundation maturation 40,000,000,000
  3. 3 Basement - Car Park & ME 20,000,000,000 The number 210,000,000,000 building costs The total area of 80.000 m2 unit
Cost of goods per meter 210,000,000,000: 80,000 m2 = Rp.2.625.000 Based on the above data, the supporting documents must be prepared to outline consisting of:
  • Work Warrant (PRSP) to the contractor
  • Deed of Sale and Purchase of land (AJB)
  • And other papers to obtain the total Rp.210.000.000.000 as mentioned above
Thus a general overview of the preparation of data supporting the company cost of goods sold Real Estate. In subsequent writings will be discussed something that I think is quite interesting trick to close the book Accounting for a period of Starter.

Tuesday, October 20, 2009

BUSINESS OPPORTUNITIES FROM KAPURUNG

Kapurung is one of the main dining area Luwu South Sulawesi. With a unique taste that most residents in this area assumes that he has not eaten, if not kapurung. As for people outside Luwu ever tasted these foods must be addictive.

Although kapurung has its own taste but this type of staple food is never served in such events as weddings, safety or other events. Perhaps the reason is because in the manufacturing process is complex. Just imagine if in an event with a number of invited about 100 people and if in one liter of boiling water to produce 10 servings kapurung then needed or prepared 10 liters of boiling water.

However, given that kapurung has its own sense is then kapurung can create business opportunities suiatu .. For those of you who want to try his fortune in this business I offer the following benefit calculation:

Calculation of costs for 10 servings kapurung:

Variable costs:
Sago 250 grams Rp. 2,500, --
Vegetable Rp. 1,500, --
250 grams of meat Rp. 15,000, --
Other materials Rp. 2,000, --
M.tanah Rp. 2,000, --
Rp.23.000, --

Variable cost per serving = 23.000:10 = Rp. 2,300,

If the selling price is set Rp.7.000 portion, then portion profits (7000-2300) = Rp.4.700, --

Fixed costs:
Rent per month Rp. 500.000, --
Labor costs Rp. 750.000, --
The number of fixed costs Rp.1.250.000, --

To cover fixed costs (BEP), the minimum monthly sales numbers are: 1250000: 4700 = 266 servings or 11 servings per liver (assuming 25 working days).

If you want to profit Rp.1.000.000 month minimum the number of sales per month are:
266 + (1,000,000: 4700) = 479 servings or 19 servings of attention.

Good luck, good luck to you.

Thursday, October 15, 2009

SAGO FOOD OF THE PEOPLE LUWU SOUTH SULAWESI

Picture: People who were eating at an object kapurung tourism - Jakarta-Indonesia

South Sulawesi since the New Order era known as the self-sufficiency in rice. Several factors cause among others in the area of land is fertile. Especially in the area so fertile Luwu because so often there adnekod "could be a wooden stick plants". With the soil fertility is not excessive if this area is the largest cocoa producer in South Sulawesi.
But the fertility of the soil is not the only factor that causes this region to be self-sufficient, but this area in addition to consuming the rice as the main meal is also eaten in any other subject that is sago
Sago or Latin name (order: spadicilionae, family: palmae) can be processed into several basic types of food including kapurung (bugis) or pugalu (Luwu), Dange, and Sinole.
At the high rice prices that typically occur on the outside of the harvest season, rice, sago meal of the material is more dominant as a staple food. The cause of this food is faporit than ralatif cheap prices, as well as food from the Sago was with a sense of its own.
Kapurung / pugalu (known as the Moluccas papeda) food from the sago in the form of dots of ping-pong ball up for ongol-ongol or meatballs. If presented looks like cendol, only round-bulatannya only larger
People who've just tried this food addiction guaranteed, and will repeat again to eat. This is evident especially in Jakarta, if any of my family who makes kapurung and are distributed to the neighbor next door, then on other occasions would they (the neighbors) have to be made again.
If you want to try making your own ingredients is very easy to get and how to make it not too hard, too. The materials needed consist of sago flour, chilies, shrimp paste, salt, side dishes such as fish or meat is better, vegetables, and boiling water. About how to make it be presented in writing my next.
View in terms of taste, the type of food has the potential to create a business opportunity. Maybe someone wants to try?

Wednesday, October 14, 2009

IN A STONE


Has found a fossilized stone may have (age approximately 11,000 years). This stone was found in an area in South Sulawesi.


Based on the results of laboratory tests identified as follows:

Code: MCS091014004

Gem Name: QUARTZITE (QUARTZ) #

Measurement: 13.88 x 19.85 x 4.33 MM Wight: 9.16 qarats

Color: Yellow Characteristics: fibrous

STRUCTURE, CRYSTAL

Tested by: AGL GEMOLOGIST


That the above is only a part or fragments of stone from the size of half the size of red brick. For those interested in these types of stones can contact us at HP 0813-18481970

Friday, October 2, 2009

How Can A Website Benefit Your Business

by: Vignesh Rajendran

1. Why should you have a website? In order to succeed in today's world, you must have an Internet presence. More and more people log on to the internet everyday; there are billions of users world-wide and there are several reasons why one needs a web site. A website is a powerful first impression. Placing your business on the World Wide Web, gives your business the potential for global exposure, no matter the size of your business – be it large or small; singular or multi-national. To have your own website gives your business invaluable advantages, which is illustrated in the answer to the next question, viz-a-viz:

2. How can a website be useful? Website help you leverage web services for streamlining data transfer to and from your organization. There are myriad reasons for - How a website can be useful and why you should bring your business online? Some of them are, briefly, mentioned below:

a. Enhanced customer convenience Your business concern can be more easily and quickly reached, every time a potential or an existing client searches for relevant businesses, products and services over the Internet. Your customers can always keep in touch with you and your business, just by knowing your web site address.

b. Greater reachability of your business profile: Your business profile can be accessible from anywhere in the world. No other ad medium provides such global coverage. You need not depend on phone book entry or restricted yellow pages and newspaper ad presentations, any longer.

c. Greater possibilities for promoting your business portfolio: People will not buy your products or services unless they know that they actually exist. You can tell your potential audience much more through a WEBSITE, than you could possibly do via any print advertisements, Yellow Pages listings, or TV/radio commercials. There are no limitations as far as space, time, nationality and residency are concerned. You can say as many things as you want, to as many people as you wish. And your business representation can be as resourceful as is the Internet itself.

d. Efficient low-cost advertising: Your customers will always be able to obtain thorough up-to-date information about your services or products. Instead of having to rely on randomly aired TV or radio commercials, they can simply browse through your website whenever they like.

e. 24/7 availability: Website is available to you 24 hours a day, 7 days a week, 365 days a year. It will be your hardest working employee, never getting sick, or taking a holiday. And you can rest assured that your website is always there for you – to answer your customers’ questions or to collect their feedback on your behalf.

f. Time-saving: Prospective clients can learn about you and your business at any time of the day simply by visiting your website, so you won’t have to be present or involved with the process in any way. Your precious time can be saved and invested in other activities that can increase your profits and further enhance the scope of your business.

g. Cost -cutting: You can save a lot of money cutting your costs on print ads, brochures, coupons, flyers, specials, newsletters or mailings. What’s more! Its always quick easy and extremely efficient to update real time information on your website; whereas regular renewals of printed materials turn out to be very expensive and time consuming. The fact optimized productivity at minimal cost is more valued in any business and it is possible only through world wide web. Web services provide a standard way to implement a business function that can also be managed remotely. It employs an effective exchange of information and data-feeds between B2B and B2C portals, information warehouses, news providers, shopping portals like e bay and search engines like Google, MSN, yahoo etc. Your website must work hard in today's competitive online environment — attracting visitors, providing a rich user experience and converting them into loyal customers.

3. What makes a site work successfully? Its a hotly debated question – “What makes a website work well that will genuinely help your business and attract more customers?”

A well designed website can certainly lead to increased business. By following simple guide-lines, it is possible to create a good-looking website that will really give your business the best chance of being noticed. For your online presence to really count, your brand needs to exude credibility, confidence and efficiency through your website. A well designed website can certainly leverage your business processes. One can achieve this by blending strong design and content, with seamless functionality, and expert support throughout - with time tested processes.

Web Designing is “a process of conceptualization, planning, modeling, and execution of electronic media delivery via Internet in the form of Markup language suitable for interpretation by Web browser and display as Graphical user interface” (ref- Wikipedia)

Web Design can have a powerful affect. Web Design is important and it must be right! The right design kindles in a website visitor the right perception of your business. It engenders confidence and trust in your business. Success online is vital to the overall strength of your business.

It’s essential that – In an arena saturated with billions of web pages, it requires innovation and expertise, to represent your brand effectively.

Your site must be easy to navigate and simple to use. If your users and potential customers can’t find what they want, this will undermine your site’s performance, in relation to your business goals.

Your web site should, clearly and concisely, reflect your business, values and products, since your web site is now the first point of contact for a new user or potential customer.

A good and innovative design ensures that the site is memorable and encourages the viewer to explore beyond the home page.


The web functionality and programming should use only standard, compliant, valid coding and also provide an alternative programming, to ensure that your site is viewable in any Browser and at any Screen Resolution.

Most Web design and development companies possess skills in one or the other – rarely both. This is where ImagiNET Ventures web solutions differ, as we understand how to design a website that will most effectively present you, your business or organization, with your products and services.

4. What are the common mistakes of a website? Lets face it! If visitors get lost or become confused while attempting to surf your website, they might hit the back button, and look for a more user- friendly website. People do not like to think, when it comes to finding their way around websites.

Don’t make them tick. You need to plan your website from stage to stage, and make a difference between between a very poor website and a very good website. Let us now see – what are the pitfalls inherent in designing and setting up a website? You may know some of them already, but by avoiding and correcting them, you can be sure to keep constant flow of visitors entering and re-entering into your portal! The list of most common errors is unending but invaluable for new designers, web developers and content writers – who need a list for their website spot check.

1.Site best viewed: New designers usually use this “site best viewed” with a disclaimer statement regarding which web browser or screen resolution they designed their site, for best viewing. It does not impress the visitor. Instead, invest in skilfully designed website that renders well in multiple browsers, and in any screen resolution.

2.Shabby lay-out and glaring design: Some sites are totally unbalanced in their lay-out and overloaded design. The designs do not match the page content and appears misplaced and misfit in the entire scene. Give your pages a pleasing appearance, with just the necessary facts and place your design out-lay with a professional touch. Always take screen shots of designs in different resolutions, before uploading the appropriate one.

3.Horizontal scrolling: The horizontal scroll makes it extremely difficult to read the content on your site, and often your visitors will lose patience and leave. Check your website in a site resolution viewer. A professional website can be viewed without horizontal scrolling in, both, a smaller and larger screen resolution. User's find scrolling from the top to the bottom of your pages, more clear to view and easy to read.

4.Free Web Hosting: This is a common web page mistake you definitely need to avoid. Often business owners claim that the business is "just starting”, and that is why they have not yet moved their site to a domain host. Do not use free web hosting if you want your business to be taken seriously. It reflects on your image and credibility.

To resolve this issue, you must choose and purchase a domain name if you, already, do not have one. You also need to choose a professional domain host. There is no getting around this one. If you want to run a successful online business, you absolutely must have a reliable domain host.

5.Appalling Images Don’t allow your visitor view badly shaped or terribly cropped images and missing graphics files. Optimize your images, using the best height and width. Keep your files in the best formats - j peg for Photographs and gif for artwork.

6.Blaring and ghastly color schemes: Avoid using ghastly and loud colors that does not match your website concept and mission. Although your text may be easy to read, overly-bright colors distracts and repels the reader away from your site's purpose. Your designs must reflect class and designer quality, with state-of-the-art designs and pleasantly eye-catching color schemes for your web pages.

7.Slow loading: If your page does not download rapidly, visitors will quickly move on to find another site. Take action now to reduce the "weight" of your pages . Each image on your site must be correctly sized and optimized for web use. Keep your pages lean and fast for the visitor to move on quickly, with interest.

8.Spell check: Always spell check the text , keeping it free of grammatical error, punctuations and spelling mistakes. Without spell check, the site looks amateurish and shabby.

9.Ineffective Text Content: A major mistake is to fill the pages with long text, without any headings and sub-headings. Do not cram your web pages with loaded decorative words and hi-funda text. Readers do not have time to fill their heads with all details. Make your text more effective. Keep your text simple, crisp and to-the-point. Use decorative words in the right context. Your language should spell clarity, consistency and coherence in content, style, structure and font.

The pages should be easy to read and simple to understand, with a smooth flow. The fonts should be rightly used, with appropriate side-headings and the text need to be phrased in short paragraphs, giving a pleasing feel to the reader. Your website must provide a clear message with a goal-oriented direction, setting you apart from your competitors. Your content should easily answer his question - “what's in it for me?” The reader must be able to identify with your write-up and find you as his 'partner' for addressing his solutions.

10. Absence of an Email Subscription Form: This critical aspect is often neglected by most website owners. It is very important to have a lead generation for your website via Email subscription form, for optimal business returns. Having a mailing list gives you several advantages like maintaining a visitors list who allow you to contact them, build a relationship, and establish yourself as an expert for solving their problems.


11.Using a weak message 'join my newsletter': Your content , design layout and solutions should be so user-friendly such that it compels the reader to subscribe your mailing list. Do not use a weak message like – “join my free newsletter”. The reader would wonder “Why?” and “If I subscribe, will you give me a bonus, or a free gift instantly, as soon as I join?” If your design and text work impresses the reader for availing your services, you would automatically get email subscriptions for a membership, from your visitors. It speaks on your credibility.

12.No Contact Information - Just giving your email id and the web address is not sufficient for your readers – who may be prospective clients. Keep your detailed contact information easy to find and easy to read. Inclusion of a site-map works wonders for your business.

13.Advertising – Advertisements provide huge revenue but it should be placed skilfully and with reference to the current times. Appropriate advertisements should be placed - reflecting the different verticals of your business. Do not overload your page with ads, especially the big flashy banners. Well placed, well designed ads are okay, if you don’t overload the page.

14. Prices –. Don’t waste your time, hoping you will get email inquiries on your prices. The moment a visitor sees your product or services, his prime question will be “what is the price of this item?” Do not keep the visitor guessing the price; it will give him an opportunity to jump into another website where the price is mentioned and you may end up losing a prospective customer. You need to include a price with the item description, if you sell something.

15.Under Construction - Avoid having a “closed – under construction” or “yet to open” website. Give your visitors atleast a single page of content, with a notice - when the whole site will be open.

16.Music: Include a soft and soothing music or that which is relevant to the content. Do not include music, if it is not needed. Music should not be out-of-control and keep the control buttons easy-to-use. Music can turn one's mind on but at the same time put your mood off, if it is not rightly timed, controlled and soft.

The list of common mistakes are innumerable. The above general tips gives you an idea of what to avoid and how to resolve. By keeping your website design in good shape and ensuring your web content writing is in good taste, you will find more people visiting and enjoying your website! For more details on web design & pricing --- http://www.imaginetventures.com/

Back to basics on How to Increase Website Traffic

In common terms Website Traffic is the number of visitors coming to a website from all sources over a given period of time. This is one of the basic parameters for judging the success of a website.

If we do a simple mathematics - more visitors would mean more conversions, however this may or may not hold true if sufficient attention is not given to basics, which we simply tend to ignore.

Parts that need to be kept in mind

• Focused Content: Your content has to be focused. The content should be tailored for different set of visitors – to the point that you even think about how your company profile will be presented to respective segments. The quality of writing has to be top-notch business grade.

• Title & Description tags: When a visitor searches for keywords on a Search Engine, results are essentially a fight of the title and description. This is where you leave the first impression. The user will be more inclined towards a compelling title as he would perceive your website to better than others.

• Offer Original & Quality information on your website: This is the best way to attract traffic to your website. Offer original & unique information which visitors cannot find anywhere else. This will also help in branding your business image as Industry experts & will also get you good quality one-way links.

• Give Freebies: Who doesn’t like freebies? Offer your visitors free e-books, free Cd’s, free whitepapers, free consultation, free webinars etc. People love these and will keep coming back for more. This will not only increase new and repeat traffic but also help in link building. • Social Media: Use Social Media websites like Facebook, Twitter and Linkedin to share information with your targeted audience. Share your writings & researches, participate in discussions, and help others by solving their problems. This will propel people to visit your website more often and look for desired information.

• Advertisements: There are many free/ paid ways to advertise your business online. Classified Ads is free and is one of the ways to place business related ads which help in driving traffic. You can also benefit from Paid methods like Google Adwords programs which are more targeted and help in bringing visitors based on demographics, location and preferences. However you need to decide on a budget for these and then plan accordingly.

• Update website regularly: Keep updating your site by adding new, relevant and helpful content to your site. Search engines also give preference to sites with new and relevant content.

• Blog: Using unique and effective writing strategies is one of the best ways to boost website traffic. Create a blog that supports your website and make sure that your blog navigation flow your visitors to your website with ease. Also include your product/services links within your blog posts so that the visitors who read your blog can easily navigate to your website.

We at AftertheNet (http://www.afterthenet.com) keep supplementing our clients with the most basic to the most advanced techniques for any goal they decide to reach with their website. Our step wise approach gives them the complete visibility of their website, which often they are deprived of in absence of a trustworthy resource.

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Thursday, September 3, 2009

NOT JUST MULAN pale

As tectonic earthquake that occurred on Wednesday 02 September 2009, was not only wrote the Guritno Mulan looked pale. But certainly all the people especially those working on storey buildings such as where I work appears pale. Earthquake with power of 7.3 on the scale that occurred in ricter Southwest Tasikmalaya-Indonesia that make their faces look so homogeneous or entirely pale.

As a result of the panic that happens is a person who was sitting at his desk on his feet, who was also standing squat, standing straight and walking straight running. This incident is described in same scriptures about the incident later on the Day of Resurrection. Difference might be if the Day of Resurrection, who later would direct pregnant give birth normally or without cesar all, while at the event yesterday may no direct pregnant giving birth.

All human beings at the time of the incident yesterday in one direction towards the exit door. This illustrates that at the end of time we'll also be headed in one direction that is God Almighty. At the time I was outside I saw a variety of human conditions. There are a bule who only wore no shirt and bare feet. Maybe at the time of the incident was being they SPA and did not get to wear clothes again. There is a barefoot, there is no time to wear lipstick, well really dramatic.

At an event like this without people who are atheists believe in god or even turned into a godless looked. This incident actually-scolding scolding only small, but enough to make us helpless. Yes, there is no power and effort but only God alone. Like the song that never popularized by Ebit G. Ade in the era of 90's or 80's you? namely "... only to whom we will return ...".

Tuesday, August 4, 2009

Learning in Small Time is like sculpture on the stone, But After the Great Learning is like sculpture on the Air

Learning in Small Time is like sculpture on the stone, But After the Great Learning is like sculpture on the Air.

If we look moment when we are still living in the village are very happy to see if there is a book somewhere in the bookshelf, on top of a table or on top of the table though. More fun again when we turn back the book there are many interesting pictures in the home-page. There are pictures of a cat ask for more food, have a picture rooster, there is a monkey eating a banana, have popinjay, kaka older who have more food that is cooked pepayah, and others. My oountry understand because in the past is still very hard to find books, which means that if at home we have books like that on the table before a fortune is a very shocking. That is why in the small very easy to get our knowledge, so that even if difficult to accept the science same only carve on a stone found in the edge time. Then after that we learn new old very difficult, where? Because of the adult mind is burdened with various problems of life. We already have to consider the work as a source of revenue, how memnuhi basic needs such as clothing and food, how to get debt memnuhi needs and what with the way we pay back, and other issues beberabagai that almost does not fit any more in the head or over capacity.

That is just the number of life issues that we face. If the old semakian more will be added again to the physical ability. Thus quite clear why the condition so that the knowledge that each of us is very difficult for the bucket stored in our memory. Excactly a song lyric that sounds kasidah learn in time "..... like a small sculpture on a stone, like the study when large sculpture on the water ......... r "

My Brother, for the young before the various problems of young perch in your shoulder that even though science chase each to China despite the country. In pursuing knowledge should not make any religious knowledge, and knowledge for which the Hereafter. Therefore only the attitude of our lives are not balanced, such as occurred in most countries the secular .. Sometimes pursuing pleasure because we only pursue the science of the world, when we are away from the two sides, namely the spiritual, physical side and both must be met. The spiritual meaning as a servant of god omniscient power over everything we have to follow all that, and avoid all that is prohibited such as track Ungulah so. To run it all of us must understand the knowledge also .. Then, if is large, or even have a grandmother or grandfather-grandmother if we have to stop learning? Of course, not as a Hadith that says "Demanding knowledge from cradle to liang lahat"

Saturday, July 25, 2009

Jihad Yes, No Terrorism

Jihad is a strong determination to defend the truth. Is universal. A child both parents to respect the truth is, students respect their teachers who have given him a knowledge of truth, someone to give charity to the poor is a truth. A young man who helps a grandfather came down from the city bus is a truth, and others. In the teachings of all religious matters such as the above certainly is in religion. In short there is not any one religion in the world that this is transitory to invite people to become terrorists.

While the fright other people is a crime, threatens another person without a justified reason is a crime, damage to property of others is a crime. People who do a crime such as the above can be referred to as terrorism. If the authorities treat people with arbitrary and in fact has included terrorism measures. A nation that attack other nations because the nation intends to take attacker womb oil in the country who can actually attacked the most referred to as terrorism.

But as the intrigue State super-power ally with the allies against anyone who will try the super power can be called as terrorist. For the State does not want to call the super power will be given the form of sanctions or even a stick can be classified as terrorist, while the desire to follow the super power will be given the carrot.

For the super power even if we do the terrorists, but because we are sovereign, then we can not be called terrorist. We have power, so any mass media should be subject to our command. You must know that all the mass media is in our grasp. If we charged the media for a stamp is a terrorist group, the mass media is itself we must follow.

From the description above is very clear differences between the right and the wrong. Jihad is the truth, while terrorism is a crime that is cursed.

Wednesday, July 22, 2009

Am I dreaming?

Readers are wise, if any posts on my previous more serious, such as in the case pengoboman JW Marriot, so any posts in this time that I try something else. This time I give it a title:

Am I dreaming?

If I become the entrepreneurs, the market is state-owned companies or private companies that contract with other bonafid made arranged for ever

Therefore, the income that can provide sustainable and certainly for my company.

For that: I am considering the welfare of my employees. I will make them as if their own work diperusahaan.

However, acceptance of Terms for employees is that the weight-seberat.

For the first two years of employment status is karywan contract

After two years of the status of permanent employees to be changed for employees who qualify, while the contract does not meet is not extended again.

If employees are less forced, I will also recruit more, and next steps as above for the designation of quality or termination of employment for the less votes.

At the time of recruitment quality I've collected, then the welfare of employees will actually see me with them were:

To give salaries of eligible


Provide education allowance for each child before the new academic year as many as 1 times salary. It is expected that in a way so there is not among my employees who tried to borrow there to here etc Pegadaian ..

SER is certain to provide a minimum of 1 times salary, other than it will be again in the form of vouchers, such as shopping at the supermarket.

Leave money to give every year the amount of which is 1 times the salary

Once completed the company AGM on profit as much as 30% of the profits will be given to employees (this is usually called Production Services).

In addition, all employees still have to follow my pension program. Source of funds for pension contributions come from the company and some come from employees themselves.
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For employees that do not have vehicles such as cars, and the need for family, for example, could borrow a vehicle inventory office. It is important to be good, and alternately with the other friends if the amount is still limited

For those who are Islam akan diberangkatkan to perform Hajj ibada to Masjidil Haram. Of course dilaksakan in turns due to the activities and finances of the company. Perhaps for the first year of the first 1, and so on. For non-Muslims who remain in the form of money.

I believe that workers will continue to survive best in the company I work until the end of life. And if there is a try at the other companies I may not. Akan akan but surely regret their lifetime.

Perhaps the readers will ask: "if other diperusahaan larger monthly salary, for example twice as much for what telalu component seprti above, not even make complex?" Mamatik The count may be true, but usually if we get the exact size of whatever pengahasilan directly discharged . Rarely we sisihkan for savings. But if given at certain events such as at the time the new academic year, the end of the year, the earnings or benefits that we received is very definitely feel the benefits.

Of course this is not a dream over for another company but is a reality in many companies. This paper was inspired from there.

Readers sapiential do'akanlah I hope that what I suppose-suppose that the above is completely realized, Amien.

Sunday, July 19, 2009

Bom, Independence, and the Mass Media

I happen to work in the vicinity of Mega Kuningan. On Friday 17 July 2009, because usually I get to the Mega Kuningan area for about 7:45 every day. I see many in the throng around the area. I ask because to someone, there is what Sir?. Old father said, "seems to have a voice before possible bomb explosion. Ah, what a pack, not in defense of this region be regarded super tight.

Once in the office until I find the rush of information from radio, the bomb is correct. This is very cruel. That means that since I placed this work since 2002 has happened 3 times. the first in the JW Marriot Hotel, the two embassies in Australia, and the third is going on in the Ritz Carlton and JW Marriott Hotel I think what is said by Fauzan, a spokesperson for the organization in Indonesia is true, that is going on in the Ritz Carlton Hotel and JW Marriott as the operation to Islamic groups. Perhaps because the main members of the coalition that supports SBY is one of the PKS-based Islamic Party. If the said President SBY. Action bombs have with regard the political process is in progress, but then CNN and the media in Australia is a group of JI.

I think the mass media in Indonesia, busy-busy cite foreign media. Indeed, we journalists can not access news directly from the venue? Foreigners can. Or the mass media have been dominated by foreign as well? But according to a source that there is indeed such, the media has been dominated by the capitalist. You then can I urge any posts on this day that I can suggestions is:

1. Stop tail to the foreign media. If you still follow the status of freedom that we soon can we commemorate is. We are actually free or do not.

2. Economic system we need to be reviewed, if we still follow the capitalist system that has failed with the global economic crisis now, or we embrace populist economic system or other economic system.

Saturday, July 18, 2009

Antique Jewelry - Investment and Fashion

There are two major reasons for purchasing antique jewelry: as an investment and for fashion. While the term 'fashionable antiques' might appear to be an oxymoron, the wearing of old but tasteful jewelry has always been regarded as both fashionable and acceptable in society, and in fact a study of antique jewelry down the ages can tell a lot about the history and culture of a country. The purpose of jewelry was originally to adorn ourselves, and then became a symbol of status. The ability to afford rare and expensive gems and metals was displayed publicly by wearing them on one's person. "Look at me: I am richer than you!" As design became increasingly important, the famous jewelry houses and designers such as Fabergé, Tiffany and Cartier were born from their unique design capabilities, but as the 20th century came along, design became secondary to setting as many diamonds as possible in a piece to increase its actual raw material cost as opposed to its perceived value. It is doubtful if today's jewelry will ever become as sought after as that of the great fashion houses and jewelers, and now is the time to purchase antique jewelry for investment because, as it is snapped up and placed in collections, there appears little capable of taking its place. There is still a lot of antique jewelry to be found in antique shops, and even on eBay you will see many fine pieces selling at affordable prices. It is still worn, of course, although yesterday's fine pieces do not always fit with today's clothes fashions. Nevertheless, as taste is replaced by price, this is less important a factor than it once was, and the days appear to be over when jewelry was designed to suit particular styles of clothing and fabrics. Today, anything goes as long as it is bright, glittering and expensive. In many ways, “Bling” has superseded taste and sensitive design. So, what should you be looking for when purchasing antique jewelry - whether it is for investment or fashion? First check the symmetry of the piece. True antiques are not symmetrical: they are hand-made and each side is slightly different than the other. You can also tell a lot from the fastenings, because barrel clasps are modern, as are post and clip and clip-back earring fastenings (1930s at earliest). An antique will be smooth to the feel, and have no jaggy edges that catch on your hands and clothing. Platinum and white gold were not used until the 20th century, and earlier 19th century jewelry was made of silver, although gold was used. Also keep in mind that gemstone cutting machines were not used until the mid 19th century, so any modern cut was not possible until then, the elongated baguette cut being introduced in the art deco and art nouveaux pieces of the 1920s. If you intend purchasing antique jewelry for investment, therefore, it will pay to learn about the subject. Either that or never purchase a piece until it has been checked by an expert. Fashion, on the other hand, is a different thing entirely. While real antique jewelry prices can be set by the piece itself, the value of fashion jewelry is largely set by trends rather than intrinsic value. Art deco jewelry, art nouveaux, retro - name it what you will, but a large proportion of jewelry designed and produced under these labels had little real value, and some even less in terms of design. To take a corollary with furniture, the 'in' furniture style of the 1950s and early 1960's, 'G-Plan' had no mitigating features other than that it was different, and so became the furniture fashion statement of its era. Although it is now enjoying a resurgence under the label of 'retro', G-Plan will never be regarded as antique, irrespective of how old it is. That is as true as the fact that you could never imagine true antiques being referred to as 'retro', yet the term can be, and has been applied to the art deco jewelry designs of the 1920s. Whether these designs will ever become fashionable again is another question, but it does raise a question as to antique jewelry and its place in fashion vis a vis that acquired for investment. Would an art deco piece of jewelry be purchased as a fashion item? Not at the moment, but perhaps as costume jewelry. Would it be acquired as an investment? Doubtful! Can the same be said of art nouveaux? And what else? So where does fashion end and investment begin, or is there no defining line, and do people purchase the jewelry that appeals to them rather than for its projected future value? One thing is certain. Real antique jewelry has a part to play in the worlds of fashion and of investment, and it is wise to take expert advice prior to parting with your money irrespective of your purpose in buying it. However, would you wear your investment? Only you will know that, and even then only when the time comes to choose - or to show off!

Wednesday, July 15, 2009

Government IT Consulting M&A Report Summer 2009

President Obama’s commitment to improving federal information technology (IT) will be achieved by increasing the number of IT government contractors. IT revenue in the management-consulting sector is expected to increase by 3.4 percent during the final three quarters of 2009 and we expect the government segment, which makes up almost 30 percent of the sector, to outperform the private sector. President Obama’s 2010 budget calls for increases in information technology spending throughout most government agencies. The Department of Homeland Security (DHS) will receive over $400 million more than in 2009 for systems that help protect infrastructure IT. The Department of Defense (DOD), the agency, which spends the most on information technology, will receive over $57.2 billion for communications and mission support systems and $10.5 billion for command, control, and computer systems. The budget also includes $1.2 billion in new, across-the-board, broadband spending. President Obama also has made it his goal for every American to have electronic health records by 2014, which will require a significant investment in healthcare information technology. Although President Obama wants to reduce federal spending by $40 billion by using fewer contractors, we are confident that, because the IT spending initiatives require highly skilled personnel, the projects cannot be completed without increasing the number of contractors. Therefore, IT contracting will be one of the few government contracting sectors that is positively impacted by the new budget. Although IT spending will increase for most government projects, there will be a reduction in spending on some projects that are used for combat missions, such as a decrease in $600 million in spending on the Future Combat Systems initiative. Therefore, Wyatt Matas and Associates believes that IT contracting firms that specialize in combat technology, to shift their research, development and staffing priorities to align more closely with President Obama’s. Currently, 18 percent of all government contracts are awarded to 8(a) firms, that is, firms owned by women or minorities. President Obama wants 30 percent of all government contracts awarded to 8(a) firms, which combined with the new administration’s commitment to make winning contracts more competitive, should provide an opportunity for small and middle-market firms to gain market share. Merger and acquisition activity in the IT consulting sector will likely be high in 2009 and 2010 as firms reposition themselves in the changing marketplace. Increased merger and acquisition activity should also result from increased competition for government contracts. The government encourages 8(a) companies to merge with larger companies, an agreement called “mentor-protégé.” Mentors provide technical and management assistance, financial assistance in the form of equity investments and/or loans, subcontract support, and assistance in performing prime contracts through joint venture arrangements with 8(a) firms. Middle-market and large firms are incentivized to enter into such agreements by being given access to 8(a) reserved contracts. We are confident that, because President Obama intends to nearly double the percentage of government contracts awarded to 8(a) firms, there will be a large increase in the number of “mentor-protégé” mergers. Since the new budget calls for an increase in spending for healthcare information technology, firms that possess data storage and medical technology competencies will attract high valuations. IT firms without data storage or healthcare IT capabilities will acquire firms that have such competencies. In addition, until employment in the private sector begins to grow, government contracts should be able to attract higher value contractors at a lower rate, thus driving margins higher. The economy will continue to improve, which will motivate private equity firms to add IT government contracting companies with recurring revenue streams and well-defined competencies to their portfolios. The index for pending sales of previously owned homes improved from 84.6 in March to 90.3 in April. This is the third consecutive month that the index rose and the index is up by 3.2 percent from the same time last year. The improvement signals that consumers are gaining confidence in the market and are taking advantage of low interest rates and favorable housing prices. As consumers become more confident in the housing market, the general economy will improve, which will create more opportunities for mergers and acquisitions. Also encouraging, according to data released by the Commerce Department, incomes rose 0.5 percent in April. Consumer spending fell by only 0.1 percent, beating the 0.4 percent drop economists had expected. Americans also saved 5.7 percent of their disposable income in April, which is up from 4.5 percent in March. Although the economy is showing significant signs that the recession is slowing, it may be a while before we see the level of deal flow that we saw in prior years. During April and May of 2009, banks recorded $2 billion in transaction fees, which is down 78% from the same period in 2008 when banks recorded $9 billion. The drop is a result of little debt available for financing takeovers. However, deal volume should increase significantly during the final three quarters of 2009 as the economy continues to improve.

Monday, July 13, 2009

Not forever Grass Green Neighbors more than grass in our own House No neighbors for along time grass more green than the grass at our home page

Not forever Grass Green Neighbors more than grass in our own House No neighbors for along time grass more green than the grass at our home page. This is experienced by a friend. Before working in the place where he is now working on a children's state-owned companies. Earnings that he received perbulannya in 2002 ± Rp.1.800.000, - much lower when compared with other companies working with the same period ranging Rp.2.500.000. Based on information obtained from one of his friends with him at that, now he is getting around New Rp.3.500.000. In place while work is now receiving around Rp.6.200.000. If you see the comparison of the two companies seem to the company that he obtain a new almost doubled. He should be grateful to the circumstances, but my friend is exactly vice versa. What on earth is causing that? In fact, where he worked on now he only obtained from one source only, namely the sole of the monthly salary. Even if the salary is just outside the SER only once a year, the THR, we know this is the duty of every company in Indonesia. Different with the new place, in a long time outside the salary was still no acceptance of other services such as production of finished he received each AGM on acquisition profit company. This is received between the months March to June every year. The amount of about 3 to 6 times the monthly salary. Leave the money received on each end of the year, the amount of which is between one to two times per month salary. That this individual received in December or the new year, and of course each of the THR have certain wordiness. A more enjoyable time at each of the new academic year in which the demand is high enough, the company that recently he pampered with the money which is called the size of the school a one-time salary. If the new school year usually arrive at the parents there to explore here, including a loan to pegadaiaan to meet the needs of school children, then the company that long it does not happen. At this company parents would really be able to enjoy the holidays with their children. In terms of the employees appear to be very different between the two companies is the company a long long time employees survive even tens of years already. Very rarely resign. For employees working in this company is working on its own perusahaanya It is in contrast with the new place where employees go out silih switch. On the blog this short can be concluded that if a company wanted to leave the company with laiinya hendakanya considered sematang-matangnya from all aspects, especially in terms of users. Do not just look from the elements but the salary should see earnings that will be received as a whole, is correct that the new company greater or even vice versa. Better work on the company where the income received is relatively small but there is still the source of outside production services such as salaries, leave the money, school fees each time a minimal amount of the salary. Revenue of this kind is more useful especially if perkaliannya (in months) over a time course over again felt. Rather than working on the monthly salary that the company appears to be larger, but beyond that does not exist. As an example the authors describe friend before, rather than their lives better, but even terlilit on this bank debt, bank, credit card and this card is, and much more. Benarlah expression which states that "the grass is not necessarily a neighbor more than green grass on our own pages" .

Sunday, July 12, 2009

Right Time

A real story happened in a place. I have three people are traveling from one place to another. When the dawn prayer after they have been run, they also make leaving. Right when the sun starts manampakkan sinarnya in the Eastern horizon, they began to travel direction Aja (* When the time arrived dzuhur they also have not been to the destination. One of them said, we now aja yuk prayer, our new way forward. Said the other: "I usahlah, the later now dijamak ashar only with prayer." That one still insists that prayer may be delayed for a delay-lho, because jiika on our next trip there something we did not die in a state of prayer dong. Apparently this one is still the obligation sholatnya while the other two waited. During prayer, no one came dinyana, eh sesetan Kuntilanak. Kuntilanak if not usually smell human scent surely give voice ringkihan, khie ... khie .... Kuntilanak khie ..... But this one remains silent aja. A careful critical fact is Kuntilanak stroke-coax "seed" of the more prostration prayer every time. Either are or are khusuk enjoy something else, people who keep this prayer bergeming It is not only still continue to pray last rakaat. When the prayers are spoken during the visit to the left is being seen. It is also taken aback. But he does not cry like "ppo ... ppo ... cooooooong.", But even said to ghost "it's up to you. I can already, I want to kill you right now it's up to. I have already. The ghost even I can get away. Ter ...... its ..... ta ....... Ghost before pursuing a second theme that prayer has not been so before they died in the place as it runs out of blood by ghost. People prayer earlier also tried to save themselves. Not far from the place he found there was a river so the water is clean and sound crackle. A boat is on top of it. Without long-thought it was very long to jump on the boat. With the boat that he tampat to pursue the goal. Good by Kuntilanak!

Message: you must pray on time. If I do not own. consequences Hi .. hi ... hi ... *) Aja in tae / West Luwu means. Toraja's own words fro TO = torro= live, Aja= West. Torroaja or so now called is Toraja people living in the West ( West Sulawesi Island.)

Saturday, July 11, 2009

More Better Fast

More Better Fast

Government of the Republic of Indonesia, which will select the action should be more decisive more quickly. If it is not genocide that occurred in the province of Xinjiang, China be feared could affect in other parts of the world, including Indonesia ... .... Inosculate

Perseverance is the key to success

If a determination is rounded progressive persist. In all areas such as this principle is necessary. For instance you have just received at work with a company's position as a staff. Usually in a position so that the received slary of course still very minimal. His experience so that we do not have any money be paid to the minimum. For now this one with high school graduates have not only because of the high-stipendiary he Rp.1 million are already grateful for that. Because is very rare for education at this akan can work as a staff. Most worked as office boy, energy security, or midwife-field at the other. Although the earnings of that we just have to keep trying to improve how science is to continue education to a higher level or to the universities. And the question arises, whether it is possible if the education can continue if the hand to mouth and with the economic background of parents is very minimal? The key is depends on the intention and determination from us. Pribahasa as where the old "where there is a willingness on the road" .. So if you have the desire to learn the gods would will give road for us. A real experience of some friends. Initially it was to wander Jakarta only high school education. After that he put in here, but it is also not a job. But because he perseverance, finally working on a children's state-owned companies. In the beginning he only be paid Rp.125.000. per month in 1992 the value of the already high enough. But with determination and with a rounded encouragement from his family that he is committed to continue their education to university. In the end also realized that be desired. He now has a degree and has worked as a Manager in a large company in Jakarta. Now he already has a house and live along with a wife and two sons. In conclusion, if there is diligent in any case had success awaits you. Congratulations.

Friday, July 10, 2009

Results of the election system does not vary directly with the system used at the old order and new order

Results of the election system does not vary directly with the system used at the old order and new order. The same result because the president is elected for life, or almost a lifetime.Some authors have not yet old phone law at my camp ask who is elected. Answered no. 2. Why select no, 2. The answer they have to give our BLT. Although the BLT most people are duping people because fish not give direct fishing. But for most people is needed at this time is the stomach ... stomach .... and stomach. Therefore, anyone who would be President to run programs such as the BLT.Fortunately only the laws already restrict the President about the time period of only two. If not in the next period can be the ruler will be selected again.